In need? Dad’s navigated badly (13)
I believe the answer is:
disadvantaged
'in need?' is the definition.
(thesaurus)
'dad's navigated badly' is the wordplay.
'badly' is an anagram indicator.
'dads'+'navigated'='dadsnavigated'
'dadsnavigated' anagrammed gives 'DISADVANTAGED'.
(Other definitions for disadvantaged that I've seen before include "Socially or economically deprived" , "In unfavourable circumstances" , "underprivileged" , "Put in an unfavourable position" , "In deprived circumstances" .)