Crossword Genius

Insinuate misconduct in yearly payments (9)

Ross

I believe the answer is:

annuities

I'm a little stuck... Click here to teach me more about this clue!

'payments' is the definition.
(annuity is a kind of payment)

'insinuate misconduct in yearly' is the wordplay.
'insinuate' anagrams to 'ANNUITIES'.
But, I am unsure how the anagram is indicated.

Can you help me to learn more?

I've seen this clue in The Hindu.
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