Insurance for vehicle circling university city in North America (9)
I believe the answer is:
vancouver
'insurance' is the definition.
Although both the answer and definition are singular nouns, I cannot see how they can define each other.
'vehicle circling university city in north america' is the wordplay.
'vehicle' becomes 'van' (type of vehicle).
'circling' indicates putting letters inside (circling can mean going around or containing).
'university' becomes 'U' (abbreviation as in UMass).
'city in north america' becomes 'cover' (I can't justify this - if you can you should believe this answer much more).
'u' placed within 'cover' is 'couver'.
'van'+'couver'='VANCOUVER'
'for' acts as a link.
Can you help me to learn more?
(Other definitions for vancouver that I've seen before include "Canadian Pacific port" , "City of British Columbia" , "English navigator?" , "part of Canada" , "Canadian city" .)