Irritable lady gutted about charge, needing physical contact? (6-5)
I believe the answer is:
touchy-feely
'needing physical contact?' is the definition.
(with a tendency for physical contact)
'irritable lady gutted about charge' is the wordplay.
I cannot quite see how this works, but
'irritable' could be 'touchy' (both can mean easily offended or upset) and 'touchy' is found in the answer.
'charge' could be 'fee' (fee is a kind of charge) and 'fee' is located in the answer.
This explanation may well be incorrect...
(Other definitions for touchy-feely that I've seen before include "Involving emotion, as opposed to intellect" , "Expressing emotion through physical contact (sometimes derogatory)" , "Involving physical show of caring" , "Affectionate, emotional" .)