It involves taking too much interest (5)
I believe the answer is:
usury
'too much interest' is the definition.
(I've seen this before)
I don't understand how the rest of the clue works.
Can you help me to learn more?
(Other definitions for usury that I've seen before include "Loaning money at high interest" , "Exorbitant or unlawful rate of interest" , "Money-lending at very high rates" , "Extortionate lending" , "Shylock's calling" .)