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Its downfall may help those in retirement (5)

Ross

I believe the answer is:

eider

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'retirement' is the definition.
Although both the answer and definition are singular nouns, I don't see how one could define the other.

I can't explain the remainder of the clue.

Can you help me to learn more?

(Other definitions for eider that I've seen before include "Type of duck" , "Duck supplying down" , "Duck valued for its fine soft down" , "Duck with soft feathers" , "Source of fine soft down" .)

I've seen this clue in The Globe and Mail.
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