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It's worth having prayer: it's more unusual (10,4)

Ross

I believe the answer is:

collectors item

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'it's worth' is the definition.
I can't tell whether this definition defines the answer.

'prayer it's more unusual' is the wordplay.
'prayer' becomes 'collect' (collect is a type of prayer).
'unusual' indicates anagramming the letters.
'its'+'more'='itsmore'
'itsmore' anagrammed gives 'orsitem'.
'collect'+'orsitem'='COLLECTORS ITEM'

'having' acts as a link.

Can you help me to learn more?

(Other definitions for collectors item that I've seen before include "much sought-after object" , "rarity" , "something rather special" , "Object that's precious" .)

I've seen this clue in The Times.
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