Crossword Genius

Library user (8)

Ross

I believe the answer is:

borrower

(Other definitions for borrower that I've seen before include "Neither this nor a lender be, they say" , "One intends to return things" , "Debtor" , "who has ignored advice of Polonius" , "One taking out a loan" .)

I've seen this clue in the Sydney Morning Herald.
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