Crossword Genius

Loaded spring no longer operative (4-3)

Ross

I believe the answer is:

well-off

'loaded' is the definition.
(thesaurus)

'spring no longer operative' is the wordplay.
'spring' becomes 'well' (both can mean a source of water).
'no longer operative' becomes 'off' (switched off).
'well'+'off'='WELL-OFF'

(Other definitions for well-off that I've seen before include "Quite wealthy" , "Financially comfortable" , "Rich; fortunate" , "Affluent" , "Fairly rich" .)

I've seen this clue in The Times.
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