Crossword Genius

Loophole in ANZ & NAB merger creates windfall (7)

Ross

I believe the answer is:

bonanza

I'm a little stuck... Click here to teach me more about this clue!

'windfall' is the definition.
(situation leading to an increase in wealth)

'loophole in anz nab merger' is the wordplay.
I cannot really understand how this works, but
an anagram of 'anz' is 'nza' which is located in the answer.
The remaining letters 'bona' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

'creates' is the link.

Can you help me to learn more?

(Other definitions for bonanza that I've seen before include "Sudden influx of wealth" , "Source of sudden wealth, windfall (7)" , "Unexpected wealth or luck" , "Source of great and sudden wealth" , "Huge stroke of luck" .)

I've seen this clue in the Sydney Morning Herald.
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