Crossword Genius

Loss at sea with not taking care? Not half (5)

Ross

I believe the answer is:

wreck

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'loss' is the definition.
The definition and answer can be both related to natural events as well as being singular nouns.
Perhaps there's a link between them I don't understand?

I don't understand the rest of the clue.

Can you help me to learn more?

(Other definitions for wreck that I've seen before include "Demolish; sunken ship" , "Devastate" , "Destroy, ruin" , "A destroyed ship" , "Destroy; sunken vessel" .)

I've seen this clue in The Times.
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