Crossword Genius

Lover who swam out of area, one generating interest? (6)

Ross

I believe the answer is:

lender

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This might be a double definition.

'lover who swam out of area' is the first definition.
The definition and answer can be both people as well as being singular nouns.
Maybe there's a link between them I don't understand?

'one generating interest?' is the second definition.
The answer is a person as well as being a singular noun. This is suggested by the definition.

Can you help me to learn more?

(Other definitions for lender that I've seen before include "One making advances" , "Syrup-yielding tree" , "He makes a loan" , "Neither a borrower nor a ... be, it's said" , "Bank or building society" .)

I've seen this clue in The Guardian.
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