Lower garment (6)

I believe the answer is:

jersey

I believe this clue is a double definition.

'lower' is the first definition.
(type of cow, something which moos or lows)

'garment' is the second definition.
(jersey is a kind of garment)

(Other definitions for jersey that I've seen before include "One over the moon might have been such" , "Breed of cattle" , "tax haven?" , "whose yellow variety represents the cream" , "Woolly" .)

I've seen this clue in The Times.

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