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Lowest charge by the German opportunist (6,6)

Ross

I believe the answer is:

bottom feeder

I'm a little stuck... Click here to teach me more about this clue!

'opportunist' is the definition.
(I know that bottom feeder is a type of opportunist)

'lowest charge by the german' is the wordplay.
'lowest' becomes 'bottom' (synonyms).
'charge by' becomes 'fee' (fee is a kind of charge. I am not sure about the 'by' bit.).
'the german' becomes 'der' ('the' in German).
'bottom'+'fee'+'der'='BOTTOM FEEDER'

Can you help me to learn more?

I've seen this clue in The Irish Times.
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