Make allowances for what the bank will do with my money (4,4,7)
I believe the answer is:
take into account
'make allowances for what the bank will do with my money' is the definition.
I can't tell whether this definition defines the answer.
'make allowances for what the bank will do with my money' is the wordplay.
I cannot really understand how this works, but
'make' could be 'takein' ('take in' can be a synonym of 'make') and 'takein' is present in the answer.
'money' could be 'account' (account is a kind of money) and 'account' is located in the answer.
The remaining letters 'to' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for take into account that I've seen before include "Allow for" , "what a bank may do to money" , "Consider" , "how to increase funds in bank" .)