Making bequest, final payment withheld? (8)
I believe the answer is:
endowing
'making' is the definition.
The answer and definition can be both to do with ownership as well as being present participle verbs.
Maybe they are linked in a way I don't understand?
'bequest final payment withheld?' is the wordplay.
I cannot really see how this works, but
'final' could be 'end' ('end' can be a synonym of 'final') and 'end' is found within the answer.
The remaining letters 'owing' is a valid word which might be clued in a way I don't see.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for endowing that I've seen before include "Presenting" , "Making donations" .)