Male is having hesitation — he doesn't like spending money (5)
I believe the answer is:
miser
'he doesn't like spending money' is the definition.
'male is having hesitation' is the wordplay.
'male' becomes 'm' (common abbreviation).
'having' says to put letters next to each other.
'hesitation' becomes 'er'.
'm'+'is'+'er'='MISER'
(Other definitions for miser that I've seen before include "One of the people who spend least" , "hunks" , "Hoarder of money and possessions" , "auger" , "Niggardly person" .)