Crossword Genius

Man withholding loot, ultimately (5)

Ross

I believe the answer is:

miser

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This could be a double definition.

'man withholding' is the first definition.
The definition and answer can be both people as well as being singular nouns.
Maybe you can see an association between them that I can't see?

'loot ultimately' is the second definition.
Although both the answer and definition are singular nouns, I don't see how they can define each other.

Can you help me to learn more?

(Other definitions for miser that I've seen before include "Niggard" , "One such as Scrooge" , "man, that's close" , "He's close" , "Skinflint, like Scrooge" .)

I've seen this clue in The Telegraph.
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