Mention lack of credit rising? It might sound like that (8)
I believe the answer is:
phonetic
'it might sound like that' is the definition.
The definition suggests a singular noun but the answer is not.
'mention lack of credit rising?' is the wordplay.
'mention' becomes 'cite' (to cite is to mention or quote).
'lack of' becomes 'no' (eg no bread means a lack of bread).
'credit' becomes 'hp' (I can't justify this - if you can you should believe this answer much more).
'rising?' says the letters should be written backwards (letters written upwards in a down clue).
'cite'+'no'+'hp'='citenohp'
'citenohp' reversed gives 'PHONETIC'.
Can you help me to learn more?
(Other definitions for phonetic that I've seen before include "Relating to the sounds of spoken language" , "Relating to the sound of words" , "(Spelling) as pronounced" , "Relating to speech sounds" , "Representing what's said" .)