Crossword Genius

Misfortune I had, in a manner of speaking (8)

Ross

I believe the answer is:

accident

'misfortune' is the definition.
(accident is a kind of misfortune)

'i had in a manner of speaking' is the wordplay.
'i had' becomes 'I'd' (contraction).
'in' is an insertion indicator.
'a manner of speaking' becomes 'accent' (accent is a kind of manner of speaking).
'id' inserted within 'accent' is 'ACCIDENT'.

(Other definitions for accident that I've seen before include "Eg, car crash" , "Contretemps" , "Unexpected and unplanned event" , "Mishap, misadventure" , "Dance tic leading to mishap" .)

I've seen this clue in the Sydney Morning Herald.
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