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Monk ultimately ’urt, meeting a religious destiny (5)

Ross

I believe the answer is:

karma

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'religious destiny' is the definition.
'karma' can be an answer for 'destiny' (karma is a kind of destiny). I'm not certain of the 'religious' bit.

'monk ultimately 'urt meeting a' is the wordplay.
'ultimately' indicates one should take the final letters.
''urt' becomes ''arm' ('harm' - synonyms - said with the 'H' dropped, a cockney accent, like 'hurt' was).
'meeting' says to put letters next to each other.
The last letter of 'monk' is 'k'.
'k'+'arm'+'a'='KARMA'

Can you help me to learn more?

(Other definitions for karma that I've seen before include "State according to past deeds" , "State of life - destiny" , "(In Hinduism or Buddhism) this decides one's fate in a future existence" , "Buddhist concept of inevitable consequence" , "Actions determining destiny" .)

I've seen this clue in The Times.
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