Crossword Genius

Most of our banks are in towns (5)

Ross

I believe the answer is:

urban

I'm a little stuck... Click here to teach me more about this clue!

'most' is the definition.
Both the definition and answer are adjectives. Perhaps there's an association between them I don't understand?

'our banks are in towns' is the wordplay.
'URBAN' is hidden within the letters.
However, I'm not sure how the hidden word is indicated.

'of' acts as a link.

Can you help me to learn more?

(Other definitions for urban that I've seen before include "City - pope" , "Relating to built-up areas" , "Town (adj.)" , "Of towns or cities" , "Relating to a city/town" .)

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