Crossword Genius

Mum has cold, needing raincoat (3)

Ross

I believe the answer is:

mac

'raincoat' is the definition.
(macintosh is a type of raincoat)

'mum has cold' is the wordplay.
'mum' becomes 'ma' (ma can mean mother).
'has' is a charade indicator (letters next to each other).
'cold' becomes 'c' (eg on taps).
'ma'+'c'='MAC'

'needing' acts as a link.

(Other definitions for mac that I've seen before include "It may help you keep dry" , "A Gaelic son, often in name" , "A rainproof" , "Coat - computer" , "one used in shower?" .)

I've seen this clue in The Sun.
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