Crossword Genius

Name on envelope is American banker, receiving treat (9)

Ross

I believe the answer is:

addressee

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'name on envelope' is the definition.
(I've seen this before)

I can't explain the remainder of the clue.

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(Other definitions for addressee that I've seen before include "The person to whom letter is delivered" , "Recipient of mail" , "Recipent" , "Recipient of post" , "Person named on an envelope" .)

I've seen this clue in The Telegraph.
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