Natural cause of hard water (5)
I believe the answer is:
frost
'water' is the definition.
(I know that Frost is a water)
I can't explain the remainder of the clue.
Can you help me to learn more?
(Other definitions for frost that I've seen before include "Ice crystals forming a white deposit" , "Coldness of manner" , "RD Wingfield's detective" , "Hoar" , "Robert ---, US poet" .)