Crossword Genius

Near time for retirement? Not quite (4)

Ross

I believe the answer is:

nigh

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'not quite' is the definition.
(thesaurus)

I don't understand the rest of the clue.

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(Other definitions for nigh that I've seen before include "Near (poetic)" , "Near, as in archaic usage" , "Almost (arch.)" , "Near (old use)" , "Adjacent" .)

I've seen this clue in The Times.
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