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Neck and groin are injured in appraisal (9)

Ross

I believe the answer is:

reckoning

'appraisal' is the definition.
(thesaurus)

'neck and groin are injured' is the wordplay.
'and' means one lot of letters go next to another.
'are injured' is an anagram indicator.
'neck' after 'groin' is 'groinneck'.
'groinneck' is an anagram of 'RECKONING'.

'in' acts as a link.

(Other definitions for reckoning that I've seen before include "Settling of accounts" , "Counting, calculating" , "Count" , "estimating?" .)

I've seen this clue in The Hindu.
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