Crossword Genius

Need to pay (3)

Ross

I believe the answer is:

owe

'need to pay' is the definition.
(I've seen this in another clue)

This is the entire clue.

(Other definitions for owe that I've seen before include "Have to thank" , "overdrawn" , "Ben in debt" , "Are debtors" , "Be beholden" .)

I've seen this clue in the USA Today, The New York Times, the LA Times, the King Feature Syndicate and the Universal.
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