Northern town where Carter wearing pelt and cape? (6-2-7)

I believe the answer is:

barrow-in-furness

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'northern town' is the definition.
(Cumbrian town)

'carter wearing pelt and cape?' is the wordplay.
'carter' becomes 'barrow' (something which carts things along).
'wearing pelt' becomes 'infur' (I can't justify this - if you can you should give a lot more credence to this answer).
'and' is a charade indicator (letters next to each other).
'cape?' becomes 'ness' ('ness' can be a synonym of 'cape').
'barrow'+'infur'+'ness'='BARROW-IN-FURNESS'

'where' acts as a link.

Can you help me to learn more?

I've seen this clue in The Independent.

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