Crossword Genius

Not completely skint, here debtor is overdrawn (2,3,3)

Ross

I believe the answer is:

in the red

'is overdrawn' is the definition.
(I've seen this in another clue)

'not completely skint here debtor' is the wordplay.
'not completely' indicates a hidden word.
'IN THE RED' is hidden within 'skint here debtor'.

(Other definitions for in the red that I've seen before include "Santa appears thus" , "have no credit" , "needing cash injection" , "Broke" , "Owing money, bank account overdrawn" .)

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