Crossword Genius

Novel on top state (3,6)

Ross

I believe the answer is:

new jersey

I'm a little stuck... Click here to teach me more about this clue!

'state' is the definition.
(I know that New Jersey is a American state)

'novel on top' is the wordplay.
'novel' becomes 'new' (similar in meaning).
'on top' becomes 'jersey' (item of clothing. I am not sure about the 'on' bit.).
'new'+'jersey'='NEW JERSEY'

Can you help me to learn more?

(Other definitions for new jersey that I've seen before include "what might be requirement for scruffy tramp" , "Newark's state" , "change of clothing" , "Coastal US state" , "Recently-purchased clothing" .)

I've seen this clue in The Telegraph.
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