Off-putting review of papers finds fur coats okay (12)

I believe the answer is:

disagreeable

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'okay' is the definition.
Both the answer and definition are adjectives. Perhaps they are linked in a way I don't understand?

I cannot understand how the rest of the clue works.

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(Other definitions for disagreeable that I've seen before include "Bad-tempered" , "Unpleasant" , "Offensive - peevish" , "Obnoxious" .)

I've seen this clue in the Irish Times and the Irish Times (Crosaire).

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