Crossword Genius

Old lady in New York with male for time in private (5)

Ross

I believe the answer is:

mommy

I'm a little stuck... Click here to teach me more about this clue!

'old lady' is the definition.
'Mommy' can be an answer for 'lady'. I am not certain of the 'old' bit.

I can't explain the remainder of the clue.

Can you help me to learn more?

I've seen this clue in The Independent.
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