Crossword Genius

One expecting to accept independent charge? (7)

Ross

I believe the answer is:

premium

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'charge?' is the definition.
(premium is a kind of charge)

I don't understand how the rest of the clue works.

Can you help me to learn more?

(Other definitions for premium that I've seen before include "best quality" , "Extra cost of something in short supply" , "cash needed for cover charge" , "Great value - bonus" , "What may be paid" .)

I've seen this clue in The Hindu.
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