Overly trusting in French spa town, kicked back (5)
I believe the answer is:
naive
'overly trusting' is the definition.
(I've seen this in another clue)
I don't understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for naive that I've seen before include "Unaffectedly trusting" , "Inexperienced and guileless" , "Lacking judgment" , "Inexperienced, innocent" , "Too credulous or trusting" .)