Pancake -- declines cold one (4,5)

I believe the answer is:

drop scone

'pancake' is the definition.
(another name for a Scotch pancake)

'declines cold one' is the wordplay.
'declines' becomes 'drops' (dropping is a kind of declining).
'cold' becomes 'c' (eg on taps).
'drops'+'c'+'one'='DROP-SCONE'

(Other definitions for drop scone that I've seen before include "Scotch pancake" , "cake" , "Small and thick pancake" , "Girdlecake" , "Eating" .)

I've seen this clue in The Telegraph.

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