Crossword Genius

Panic at having a capital loss? (4,4,4)

Ross

I believe the answer is:

lose ones head

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'loss?' is the definition.
I don't know anything about this answer so I can't tell whether this works.

'panic at having a capital' is the wordplay.
'panic at' becomes 'loses' (I can't justify this - if you can you should give a lot more credence to this answer).
'having' is an insertion indicator.
'a' becomes 'one'.
'capital' becomes 'head'.
'loses' going around 'one' is 'loseones'.
'loseones'+'head'='LOSE ONES HEAD'

Can you help me to learn more?

(Another definition for lose ones head that I've seen is " Cease to maintain control".)

I've seen this clue in The Globe and Mail.
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