Crossword Genius

Particular house in warm and friendly environment (6)

Ross

I believe the answer is:

choosy

I'm a little stuck... Click here to teach me more about this clue!

'particular' is the definition.
(synonyms)

'house in warm and friendly environment' is the wordplay.
I cannot quite understand how this works, but
'house' could be 'ho' (abbreviation for house) and 'ho' is found in the answer.
The remaining letters 'cosy' is a valid word which might be clued in a way I don't see.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for choosy that I've seen before include "Difficult to please" , "Picky or particular" , "Fastidious, finicky" , "Selective" , "Fussy, particular" .)

I've seen this clue in The Times.
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