Crossword Genius

Pay for the cloth (7)

Ross

I believe the answer is:

stipend

I'm a little stuck... Click here to teach me more about this clue!

'pay' is the definition.
(I've seen this before)

'the cloth' is the wordplay.
I cannot really understand how this works, but
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is found within the answer.
'cloth' could be 'end' (end is a kind of cloth) and 'end' is present in the answer.
The remaining letters 'sip' is a valid word which might be clued in a way I don't see.
This may be the basis of the clue (or it may be nonsense).

'for' acts as a link.

Can you help me to learn more?

(Other definitions for stipend that I've seen before include "Tips end badly in an emolument" , "Pay (clerical)" , "Church pay" , "Money paid periodically" , "Wage" .)

I've seen this clue in The Guardian and The Sun.
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