Pay the penalty for being less than pious in bed (3,2)
I believe the answer is:
cop it
'pay the penalty for being less than' is the definition.
I don't know anything about this answer so I can't tell whether it can be defined by this definition.
'pious in bed' is the wordplay.
'pious' becomes 'pi'.
'in' is an insertion indicator.
'bed' becomes 'cot' (cot is a type of bed).
'pi' inserted into 'cot' is 'COP IT'.
Can you help me to learn more?
(Other definitions for cop it that I've seen before include ""get in loads of trouble!"" , "Get into trouble; be killed" , "Suffer the consequences!" , "Get it in the neck" , "Be punished" .)