Pearl has shed tears in front of banker (8)
I believe the answer is:
treasure
'pearl' is the definition.
(both can mean something precious)
'shed tears in front of banker' is the wordplay.
'shed' indicates anagramming the letters (shed can mean to spill or scatter).
'in front of' says to put letters next to each other.
'banker' becomes 'Ure' (River Ure, something with banks).
'tears' is an anagram of 'treas'.
'treas'+'ure'='TREASURE'
'has' acts as a link.
(Other definitions for treasure that I've seen before include "Highly-prized possession" , "Hoard of jewels and money" , "Highly-prize a possession" , "Valuable hoard" , "Prize highly" .)