People start to drive competently (5)

I believe the answer is:

dwell

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'people start' is the definition.
'dwell' can be an answer for 'people' (synonyms). I'm unsure of the 'start' bit.

'drive competently' is the wordplay.
'drive' becomes 'd' (this might be a standard abbreviation I've not previously seen).
'competently' becomes 'we'll' (I've seen this in another clue).
'd'+'well'='DWELL'

'to' is the link.

Can you help me to learn more?

(Other definitions for dwell that I've seen before include "Live (in a place)" , "Inhabit" , "Remain" , "Exist (within)" , "Settle" .)

I've seen this clue in The Telegraph.

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