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Polish overheard that submarine, say (8)

Ross

I believe the answer is:

sandwich

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'that submarine say' is the definition.
(submarine is a kind of sandwich)

'polish overheard' is the wordplay.
'polish' becomes 'sand' (to polish or sand down).
'overheard' becomes 'wich' (I can't explain this - if you can you should give a lot more credence to this answer).
'sand'+'wich'='SANDWICH'

Can you help me to learn more?

(Other definitions for sandwich that I've seen before include "The snack might result in bad chin wads" , "Double-decker, perhaps" , "Filled sponge cake" , "The snack makes strange chin wads" , "Food between slices" .)

I've seen this clue in The Independent.
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