Prarabdha is a type of it (5)

I believe the answer is:

karma

(Other definitions for karma that I've seen before include "Hindu destiny" , "Moral quality determining future life (Hinduism)" , "reaping what's sown" , "(In Hinduism or Buddhism) this decides one's fate in a future existence" , "Destiny, of Buddhism and Hinduism" .)

I've seen this clue in the USA Today.

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