Private saving beneficiary managed without yen (4)
I believe the answer is:
ryan
'private saving beneficiary' is the definition.
I don't know anything about this answer so I can't tell whether it can be defined by this definition.
'managed without yen' is the wordplay.
'managed' becomes 'ran' (I've seen this before).
'without' is an insertion indicator ('without' can be similar in meaning to 'outside').
'yen' becomes 'y' (resembles the symbol for the currency of Japan).
'ran' going around 'y' is 'RYAN'.
Can you help me to learn more?
(Other definitions for ryan that I've seen before include "Gosling, perhaps" , "Boy" , "US private" , "Irishman" , "one associated with private saving account" .)