Crossword Genius

Problem that can come with a load of money (3)

Ross

I think it could be either:

sum

ado

I'm a little stuck... Click here to teach me more about this clue!

'problem that can come' is the definition.
'ado' can be an answer for 'problem' (thesaurus). I am not certain of the rest of the definition.

'with a load of money' is the wordplay.
'with' indicates a hidden word.
'ADO' is hidden within 'load of money'.

Can you help me to learn more?

(Other definitions for ado that I've seen before include "Pother" , "Fuss, bother" , "Goings-on" , "agitation" , "stir" .)

I've seen this clue in The Times and The Sunday Times.
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