Provision for others to benefit on expiry date (4,9)
I believe the answer is:
life insurance
'benefit on expiry date' is the definition.
The answer and definition can be both related to property as well as being singular nouns.
Maybe there's an association between them I don't understand?
I don't understand the rest of the clue.
Can you help me to learn more?
(Another definition for life insurance that I've seen is " Cover against one's demise?".)
I've seen this clue in The Independent.
Want a hint initially instead of a full solution?
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