Prudence not impaired? Not at home (4)
I believe the answer is:
tact
'prudence' is the definition.
(thesaurus)
I can't explain the rest of the clue.
Can you help me to learn more?
(Other definitions for tact that I've seen before include "Sensitivity in dealings" , "Diplomatic sensitivity" , "Delicacy of feeling, skill in saying the right thing" , "Understanding" , "Sensitivity (in dealing with others)" .)