Receipt of fruit with dry area inside (9)
I believe the answer is:
quittance
'receipt' is the definition.
(thesaurus)
'fruit with dry area inside' is the wordplay.
'fruit' becomes 'quince' (type of fruit).
'with' is an insertion indicator.
'dry' becomes 'tt' (abbreviation for teetotal).
'area' becomes 'a' (maths abbreviation).
'inside' indicates putting letters inside.
'quince' enclosing 'tt' is 'quittnce'.
'quittnce' going around 'a' is 'QUITTANCE'.
'of' acts as a link.
I've seen this clue in The Times.
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