Recipient of handouts has urge to stop saving (6)
I believe the answer is:
beggar
'recipient of handouts' is the definition.
(someone who begs for handouts)
'urge to stop saving' is the wordplay.
'urge' becomes 'egg' (as in egging someone on).
'to stop' means one lot of letters goes inside another (stopping can mean blocking a gap).
'saving' becomes 'bar' (I've seen this before).
'egg' inserted within 'bar' is 'BEGGAR'.
'has' is the link.
(Other definitions for beggar that I've seen before include "Not a chooser, they say" , "One cannot be a chooser" , "One importuning" , "Seeker of alms" , "Pauper or supplicant" .)